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Did you know?

Over 70% of college students that graduated last year had student loan debt!

In fact, the average student graduates with almost $30,000 in student loan debt. This number has continually increased by an average of 6% each year since 2008.  And as the cost of college continues to increase, it is becoming even more of a burden on students looking to pursue a college degree.the sinker - student loan debt and the average student ABTU

Chances are you, or someone you know, has become a part of this statistic.

That being said, there is still hope for those seeking a degree while steering clear of federal student loan debt. Keep reading to find out why our students are saying "Thanks, but no thanks to student loan debt."

What are your options to avoid student loan debt?

At ABTU, we recognize how the epidemic of student loan debt has made it difficult for career oriented, aspiring students to return to school.

As a result, we have dedicated ourselves to delivering a high quality education for our students without leaving them with heaps of debt upon graduation.  We’ve achieved this through our “Zero Debt Scholarship” initiative.

What is the “Zero Debt Initiative?”

At ABTU, we have developed a revolutionary initiative that will allow students to finish their associate’s degree without any sort of student loan debt.  

We are now providing discounts, scholarships and institutional funding sources to help reduce the amount of tuition our students pay.   

To date, over 100 students have already taken advantage of this unique offer and are on their way to a debt-free education!

As an accredited online university at 1/2 the cost of the national average, ABTU makes furthering your education possible.

(For more information about our Zero Debt Initiative, please visit our information page to find out more about this great program.)

student loan debt chart over the years ABTU

Other scholarships and discounts

In addition to the Zero Debt Initiative, ABTU also accepts many types of funding and offers several discounts and scholarships to reduce the overall cost of education for its students.

You may already know that many schools try to make up for lower tuition with higher book prices and other hidden fees. ABTU has an all inclusive total cost that is guaranteed not to go up while you are in school. This is the “ABTU Guarantee.”

We match your corporate reimbursement funds and also provide spouses and dependents of military personnel additional scholarship opportunities and discounts. (For more information about scholarships and discounts for which you may be eligible, click here to fill out a short contact request form. An ABTU representative will be glad to assist you.)

Transfer credits and training

In addition to being extremely affordable, ABTU invites you to transfer credits from your prior college experience, certain industry certifications and military training. 

ABTU takes great pride in having a flexible and student friendly transfer credit policy. You may be able to transfer in up to 100% of your prior learning and training into an ABTU program.
A complimentary transcript evaluation is available with no obligation by clicking here.

student loan debt vs other types of debt ABTU

Why choose ABTU?

American Business & Technology University is completely online-based, and DEAC accredited.  We offer individual attention through live, interactive classes.  Should you need to review your lectures, you have access to 24/7 playback of all your classes through our state of the art web portal.  

As already mentioned, ABTU costs significantly less than many of our competitors.  Below is a breakdown of the advertised cost of an AAS program at top online Universities (at the time this is being written):

  • ABTU - $17,440

  • ITT-Tech - $28,525

  • Capella - $28,665

  • Vatterott - $31,850

  • Phoenix - $32,250

  • DeVry - $36,325

As you can see, ABTU offers an accredited education at almost half the cost of other online schools.  Why pay for a degree from a higher priced institution when you can receive an accredited education from ABTU at half the cost?  

Ready to enroll?

So if you’re ready to take the next step in your career and go back to school, but not go into debt doing it, check us out to discover how ABTU could be the right fit for you.  


Give us a call today at 800-804-1388. An ABTU representative will be glad to assist you and answer any questions you may have.

For more information about American Business & Technology University please contact: 816-279-7000 or email info@abtu.edu.

ABTU is accredited by the Distance Education Accrediting Commission (DEAC)*, which is recognized by the U.S. Department of Education and the Council for Higher Education Accreditation (CHEA). 
Sources: CollegeBoard.org, Wall Street Journal, and various University websites.